The Prestige Platinum Club is a checking account for customers age 50 or better.

As a member, you'll have access to several club benefits, in addition to our high-quality services.


Financial Services

Just a $5,000 Average Daily Balance

When you keep a $5,000 average daily balance in your Prestige Platinum Club checking account you will avoid the monthly fee. Should your average daily balance drop below $5,000, a $10 monthly fee will be charged.

Interest on Checking

Earn interest on the average daily balance of your Prestige Platinum Club checking account. See current rates.

Unlimited Check Writing

As a member of Prestige Platinum Club, you may write as many checks as you want at no additional charge.

Personalized Checks

Our club checks will be provided to you at no additional charge as a Prestige Platinum Club member.


Convenience Banking

Direct Deposit of Social Security and Payroll Checks

As a member of Prestige Platinum Club, your social security and payroll checks may be automatically deposited into your account monthly.

Additional Benefits Available At No Charge

First National Bank Debit/ATM Card

There is no monthly charge for the use of your card either through a merchant that accepts VISA® or a First National Bank of Fort Smith, Citizens Bank & Trust Company of Van Buren, National Bank of Sallisaw or First National Bank of NWA ATM machine. However a $2.00 charge will be made against your account when you use your card at any other ATM location.

Bank-Escorted Group Travel

Join your friends for exciting domestic & international group travel, escorted by bank personnel. View our annual calendar of events.


Security Benefits

$10,000 Accidental Death & Dismemberment Insurance with $100,000 Common Carrier

Coverage is provided immediately at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards. See certificate for further details.

Additional Benefits:

  • Coma Benefit
  • Bereavement and Trauma Counseling Benefit
  • Emergency Medical Expense Guarantee Benefit
  • Emergency Medical Evacuation
  • Rehabilitation Benefit
  • Repatriation of Remains Benefit
  • Seatbelt and Airbag Benefit
  • Travel Assistance Services

Identity Theft 911TM - Lifestages

If you become a victim of identity theft, call the toll free number, and you will be assigned to a highly qualified fraud specialist who is your single source to help you resolve your problem from start to finish. You save time, avoid frustration and get your problem corrected with the unlimited, one-on-one help of an expert. Call 1.866.602.2056 and provide member ID#. Don't wait, call us for advice before you become a victim. Go towww.memberbenefitpackage.com for valuable news and resources, helping you learn how to stand up against identity theft.

Living Family Journal

Create peace of mind from the convenience of your personal computer. Organize, record, and document personal, medical and financial information with your Living Family Journal. Ask for details.


Lifestyle Benefit

Initial Trust and Estate-Planning Consultation

If you are interested in receiving expert advice on investments, planning and professional money management, you are welcome to discuss your needs with our Trust Department. Prestige Platinum Club members receive an initial consultation at no charge.