The Prestige Platinum Club is a checking account for customers age 50 or better.

As a member, you'll have access to several club benefits, in addition to our high-quality services.

Financial Services

Just a $5,000 Average Daily Balance

When you keep a $5,000 average daily balance in your Prestige Platinum Club checking account you will avoid the monthly fee. Should your average daily balance drop below $5,000, a $10 monthly fee will be charged.

Interest on Checking

Earn interest on the average daily balance of your Prestige Platinum Club checking account. See current rates.

Unlimited Check Writing

As a member of Prestige Platinum Club, you may write as many checks as you want at no additional charge.

Personalized Checks

Our club checks will be provided to you at no additional charge as a Prestige Platinum Club member.

Convenience Banking

Direct Deposit of Social Security and Payroll Checks

As a member of Prestige Platinum Club, your social security and payroll checks may be automatically deposited into your account monthly.

Additional Benefits Available At No Charge

First National Bank Debit/ATM Card

There is no monthly charge for the use of your card either through a merchant that accepts VISA® or a First National Bank of Fort Smith, Citizens Bank & Trust Company of Van Buren, National Bank of Sallisaw or First National Bank of NWA ATM machine. However a $2.00 charge will be made against your account when you use your card at any other ATM location.

Bank-Escorted Group Travel

Join your friends for exciting domestic & international group travel, escorted by bank personnel. View our annual calendar of events.

Security Benefits

$10,000 Accidental Death & Dismemberment Insurance with $100,000 Common Carrier

Coverage is provided immediately at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards. See certificate for further details.

Additional Benefits:

  • Coma Benefit
  • Bereavement and Trauma Counseling Benefit
  • Emergency Medical Expense Guarantee Benefit
  • Emergency Medical Evacuation
  • Rehabilitation Benefit
  • Repatriation of Remains Benefit
  • Seatbelt and Airbag Benefit
  • Travel Assistance Services

Identity Theft 911TM - Lifestages

If you become a victim of identity theft, call the toll free number, and you will be assigned to a highly qualified fraud specialist who is your single source to help you resolve your problem from start to finish. You save time, avoid frustration and get your problem corrected with the unlimited, one-on-one help of an expert. Call 1.866.602.2056 and provide member ID#. Don't wait, call us for advice before you become a victim. Go for valuable news and resources, helping you learn how to stand up against identity theft.

Living Family Journal

Create peace of mind from the convenience of your personal computer. Organize, record, and document personal, medical and financial information with your Living Family Journal. Ask for details.

Shopping, Travel & Entertainment Discounts With EasySaverSM

Up to 50% savings on brand name products by phone or online

As an EasySaverSM customer, save on brand name products for your home and lifestyle needs, including Black & Decker, IBM, KitchenAid, Sony Digital Cameras, Fisher-Price Toys and much more!

Prepaid Shopping and Dining Gift Cards

Purchase prepaid shopping and dining gift cards from leading brands including Home Depot, Bed Bath & Beyond, Red Lobster, Olive Garden, Kmart and earn cash back.

Grocery Coupons and Car Maintenance Discounts

Save up to $1,000 on groceries, home and health-care products, pet products and supplies and more from trusted brands at top stores. Plus, save on car maintenance at participating Sears Car Centers.

Big Savings on Entertainment

Up to 67% savings on major magazines. Plus, save up to 50% off the box office price by purchasing movie tickets in advance for leading theaters.

Up to 50% Discount Off Hotels & Motels

Your membership entitles you to save up to 50% on each night of your stay at thousands of hotels and motels across America and abroad. Restaurant discounts are also available within many of these facilities.

Other Travel Savings

You can save up to 20% on rental cars and even more on cruises and vacation packages, simply by calling the toll-free numbers.

Health Benefit

Prescription Drug Discounts

With your EasySaverSM card, you and your family will receive discounts on many of your prescriptions through local participating pharmacies and major chains.

Lifestyle Benefit

Initial Trust and Estate-Planning Consultation

If you are interested in receiving expert advice on investments, planning and professional money management, you are welcome to discuss your needs with our Trust Department. Prestige Platinum Club members receive an initial consultation at no charge.