Overdraft Opt-in/Out

Please indicate your preferences below:

I understand that I may revoke this decision at any time by calling 479-788-4600 or in writing to: FNBFS, Deposit Operations, PO Box 7, Fort Smith, AR 72902.

If you have a joint account, your choice will apply to everyone on your account unless you check below:

    I DO want First National Bank of Fort Smith to authorize & pay overdrafts on my ATM debit card transactionsI DO NOT want First National Bank of Fort Smith to authorize & pay overdrafts on my ATM debit card transactions