HomePersonalMobile Banking

Get your financial information on the go with our easy & secure mobile banking services.

We offer a suite of Mobile Banking services suitable for all types of tablets, phones & mobile devices.

Please Note: Online Banking Enrollment is Required for All Services Listed Below

How to Enroll in Mobile Banking

  • Log in to Online Banking
  • Select Options > Mobile Banking > Web Mobile Settings
  • Select Enable Web Access for your mobile device
  • Select to receive / not receive text message alerts
  • Enter the mobile phone number
  • Select wireless provider
  • Select account(s) to access via your mobile device
  • Select "Submit"
  • Review information
  • Select "Confirm"

Mobile Banking Apps (Enrollment Required)

Available for iPad®, iPhone® and AndroidTM

Mobile Banking Apps make managing your money online even simpler.

Features of Mobile Banking Apps

  • Access with Touch ID/ Biometrics Face Recognition (eligible device required)
  • Activate, Report, Suspend and Reorder Debit cards
  • View Alerts
  • View Account Balances and Account Statements
  • View Check Images
  • View Recent Transactions
  • View Bill Payment Activity
  • Schedule Immediate and Future-Dated Transfers
  • Financial Management tools (theVault)
  • Pay Bills (Immediate and Future-Dated)
  • Schedule, Edit, Cancel Bill Payments
  • Find a First National Bank of Fort Smith Location

Download Mobile Banking Apps


Data rates may apply. Check with your carrier for details. iPhone®, iPad® and App Stores are registered trademarks of Apple Inc., registered in the U.S. and other countries. Android is a trademark of Google Inc.

Mobile Deposit

Mobile Deposit is the fastest way to deposit funds safely on the go.

Deposits made before 7 p.m. CT are processed on the same business day, with funds available the next business day.

Learn More About Mobile Deposit »

Text Banking (SMS)

Text Banking is a convenient, easy-to-use solution ideal for mobile users that do not have Internet access on their phone.

With Text Banking, you can quickly receive account balances and recent account history simply by sending a text request to the bank. Online Banking enrollment is required.

Features of Text Banking

  • Check balances for all enrolled accounts, or one specific account
  • Receive the last 4 transactions for all enrolled accounts, or one specific account

Enroll in Text Banking

  • Log in to Online Banking
  • Select Options > Mobile Banking > Text Mobile Settings
  • Enter mobile phone number, select mobile carrier then select accounts for Text Banking access
  • Create mobile short name for each selected account. Click "Submit"
  • Review enrollment information. Check "I accept these full terms and conditions" and click "Confirm"
  • Reply "YES" to the text you receive on your mobile to activate the service
  • A confirmation text message will be sent indicating enrollment is complete

How to Use Text Banking

Send a Text to 89549

Text to 89549
To Retrieve
BAL Balances for all enrolled accounts
BAL + Mobile Short Name Balance for a specific account
HIST Last 4 transactions for all enrolled
HIST + Mobile Short Name Last 4 transactions for a specific account
HELP A list of text commands
STOP Discontinues Text Banking

Text Alerts

Text alerts provide a quick and easy way for you to stay on top of your account activity.

Notifications can keep you informed of account activity and help you to take action if needed.

Features of Text Alerts

  • Event Alerts
  • Balance Alerts
  • Item Alerts
  • Personal Alerts

Enroll in Text Alerts

  • Log in to Online Banking
  • Select Options > Personal Settings
  • Enter mobile phone number, select mobile carrier. Click "Submit".If you are unsure which carrier and address to select, you can send a text message to your email address. Once you receive the email, look at the From field. This will show the correct carrier address for your mobile device
  • Select Options > Alerts
  • Check the "Text" check box next to the desired alert