Online Banking Features

Bank from anywhere, 24 hours a day, 365 days a year.

  • Account Information

    View account balances, loan payment, and loan payoff information.

  • Account Activity

    Keep track of your account activity - view transactions & check images.

  • Transfer Funds

    Set up one time or scheduled transfers from selected First National Bank Accounts. Transfer funds to a loan to make a payment or pay off. Make transfers until 7:00PM to post on the same day's business.

  • Export & Download

    Download account transactions into personal financial management software, such as Quicken and QuickBooks. Spreadsheet and text formats are also available.

  • Order Checks 

    Order your checks online. (This option is only available if you have previously ordered checks from First National Bank of Fort Smith and do not need to change the name and address.)

  • View Check & Deposit Images

    View the front and back of each check and deposit slip.

  • ATM/Debit Card

    Activate your ATM or Debit Card. Report your card lost or stolen.

  • Stop Payments

    Place stop payments on one check or a range of checks. (Stop payment fee applies)..

  • Message Center

    Contact a support representative using our secure message center. When a representative responds to your message, you will be notified when you first log into Online Banking along with an email notification that you have a message waiting.

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Bill Payment        

Send a payment to anyone, anywhere in the U.S. using the convenience of your computer and the Internet.

Bill Payment is FREE for customers who have a Prestige Platinum Account. It is also FREE for customers who have an Ultimate Checking Account and elect to receive eStatements and eNotices (otherwise the customer will get 15 FREE Bill payments and charged $0.50 per bill payment thereafter). Business Accounts are not eligible for free Bill Payment.

  • Pay Bills From Multiple Checking Accounts  

    You have the option to set up any checking account to pay bills.

  • Rush Payments 

    A faster and quicker way to send Bill Payments (Fees may apply)

  • Gift Pay/Donations  

    This function allows you to track donations and gifts separate from other payments .

  • One-Time & Recurring Payments

    Set up one-time payments on the date you specify or set up recurring payments on a weekly, bi-weekly, monthly, semi-monthly, quarterly, semi-annual, or annual basis. You control when your payment starts and when your payments stop going out.

  • Payment Types

    First National Bank sends payments two ways, electronically or by check. We have a variety of payees set up to accept electronic payments. If we can not send the payee an electronic payment, we will send a check payment on your behalf.

  • Payment Categories

    The ability to categorize payments by topic for quick searches and easy budgeting

  • Payment Schedule and Calendar

    The payment schedule gives you the ability to view, edit, or delete any payment. The schedule will show you which payments are scheduled to go out and on what date. A calendar to view all scheduled payments.

  • Payment History 

    The payment history gives you the ability to keep track of what payments have been made. Detailed payment information will display such as the date your payment was made and the confirmation/check number.  

  • Payees

    You have the ability to view, edit, add, or delete any payee.

Alexa, Pay My Bills with iPay QuickPay


Receive your account statements and notices via email. eStatements and eNotices are just like your original paper statement, only emailed to you.

They can be viewed, printed, or saved to your hard drive. eStatements and eNotices are environmentally friendly, secure, and FREE!
  • Environmentally Friendly

    Receiving your bank account statement or notice via email reduces the usage and impact of our natural resources. You will no longer receive a paper statement, so you can easily store your eStatement to a file on your computer.

  • Next Day Delivery

    Unlike your paper statement, which can take 2-3 business days by U.S. Mail, eStatement and eNotices provides next day delivery of your statement. When your statement cycles, it will automatically be emailed to you – usually around 2:00 a.m. the following morning.

  • Secure

    Your Online Banking ID and Password are your keys to eStatements and eNotices. eStatements and eNotices also use a security phrase which identifies that the email being sent to you has originated from First National Bank of Fort Smith. This will help safeguard you against unwanted Phishing attempts.

  • Accessible Anywhere

    Because eStatements and eNotices are emailed to you, you can access these from anywhere in the world. All you need is a computer equipped with the recommended system requirements and an Internet connection.

How Do I Get Started?

You must be enrolled in Online Banking in order to sign up for eStatements and eNotices. To begin, simply log into your Online Banking account, and click on the "eDocuments" tab.

System Requirements
  • Adobe Acrobat Reader® version 6.0 or higher is required to open and view your statement(s)/notice(s)*.

    Click here to download the latest version of Adobe Acrobat Reader®

  • We also recommend that you use the latest browser version available that supports 128 bit SSL Encryption.

  • You will need email access with at least 1MB of free space to receive your statement(s)/notice(s)

theVault: A Better Way to Manage and Save Money

With theVault it's easier to manage money, monitor spending and actually see where your money goes. If you want to save money, improve financial health and make financial management easier, this is great news for you.

You must be enrolled in Online Banking in order to use theVault. To begin, simply log into your Online Banking service, and click on the "theVault" tab and agree to the terms and conditions.

Learn More »

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