The First National Bank Debit Card is the most convenient way to buy the products and services you need.

Your First National Bank Debit Card allows you to withdraw funds from your checking account without ever having to write a check or reach for cash .

ATM Advantages

Need to deposit, withdraw or transfer funds? No problem. The FNB Debit Card gives you access to all these services when you need them.

Balanced Like a Checkbook

After every month in which you've used your card, you'll receive an account statement that includes the date, location and amount of every transaction that you've made.

Debit Card with Chip Technology

First National Bank Debit card has an added layer of security with chip technology. Chip cards have a microchip embedded in the card that provides increased protection against fraud.  >>LEARN MORE

Economical & Ecological

Eliminate the need to purchase checks (and the risk of running out). The FNB Debit Card saves money in check printing fees, while conserving valuable resources.

Fast & Easy

Forget having to round up your checkbook, a pen, and two forms of identification. With the FNB Debit Card, every purchase is as simple as using a credit card.

Fraud Protection

The detection of fraudulent activity on your Debit Card. >>LEARN MORE


Customize your FNB Debit Card with images that reflect  your own personal style. >>LEARN MORE


Manage your FNB Debit Card spending right from your mobile device. Turn your cards on or off, set spending limits and get alerts, all with a few quick taps. >>LEARN MORE

Safeguarded if Lost or Stolen

When you receive your FNB Debit Card, you'll be assigned a personal identification number (PIN). It's added security against someone making transactions without your consent. As an added safeguard, we provide a cap on your liability if your card is lost or stolen.

Worry-Free Travel

No need to worry about getting your checks cashed out of town. Because your FNB Debit Card is accepted wherever Visa® is, you'll be welcomed like a local every place you travel.

Apply Now

To apply, complete the application and deliver it to the address shown on the application or visit one our convenient locations. You can expect your card to arrive within two weeks of your approval. Your PIN will be sent to you in a separate mailing.

Need it sooner?

We offer Instant Issue Debit Cards at any of the following locations:


To help avoid an interruption in your service, please inform us when traveling. Prior notification is required for cards to work overseas.  For traveling in the US, please login to your Online Banking and submit a Travel Notification form or contact our call center at (479) 788-4600. For traveling outside of the US, please login to your Online Banking and submit a Travel Notification form or visit your nearest FNBFS Location.

Standard daily limits ($500.00 W/D & $1500.00 POS) in US Dollars still apply when traveling out-of-state or overseas. For your protection, we will continue to monitor your card activity even when a travel notification is set, and we may decline any irregular transaction that is attempted. If you encounter any issues with your debit card while traveling, please call us M-F 7am to 7:pm Sat. 9am to 2pm. (479) 788-4600.

Read Safety Tips To Reduce Debit Card Fraud »


Report Lost or Stolen Card