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Debit / ATM Cards

The First National Bank Debit Card is the most convenient way to buy the products and services you need.

That's because it allows you to withdraw funds from your checking account without ever having to reach for cash or write a check.


Fast & Easy

Forget having to round up your checkbook, a pen, and two forms of identification. With the FNB Debit Card, every purchase is as simple as using a credit card.

Worry-Free Travel

No need to worry about getting your checks cashed out of town. Because your FNB Debit Card is accepted wherever Visa® is, you'll be welcomed like a local every place you travel.

ATM Advantages

Need to deposit, withdraw or transfer funds? No problem. The FNB Debit Card gives you access to all these services when you need them.

Economical & Ecological

Eliminate the need to purchase checks (and the risk of running out). The FNB Debit Card saves money in check printing fees, conserving valuable resources.

Debit Card with Chip Technology

First National Bank Debit card has an added layer of security with chip technology. Chip cards have a microchip embedded in the card that provides increased protection against fraud.  >>LEARN MORE

Safeguarded if Lost or Stolen

When you receive your FNB Debit Card, you'll be assigned a personal identification number (PIN). It's added security against someone making transactions without your consent. As an added safeguard, we provide a cap on your liability if your card is lost or stolen.

Balanced Like a Checkbook

After every month in which you've used your card, you'll receive an account statement that includes the date, location and amount of every transaction that you've made.


Apply Now

To apply, complete the application and deliver it to the address shown on the application or visit one our convenient locations. You can expect your card to arrive within two weeks of your approval. Your PIN will be sent to you in a separate mailing.

Need it sooner?

We offer Instant Issue Debit Cards at any of the following locations:

Traveling?

To help avoid an interruption in your service, please inform us when traveling. Prior notification is required for cards to work overseas.  For traveling in the US, please contact our call center at (479) 788-4600. For traveling outside of the US, please visit your nearest FNBFS Location.

Standard daily limits ($500.00 W/D & $1500.00 POS) in US Dollars still apply when traveling out-of-state or overseas. For your protection, we will continue to monitor your card activity even when a travel notification is set, and we may decline any irregular transaction that is attempted. If you encounter any issues with your debit card while traveling, please call us M-F 7am to 7:pm Sat. 9am to 2pm. (479) 788-4600.

Read Safety Tips To Reduce Debit Card Fraud »