First National Bank of Fort Smith offers quick service and competitive interest rates on a wide variety of loans.

Our quick and knowledgeable customer service team helps makes the process as easy as possible.

Consumer Loans 


Competitive interest rates and unparalleled personal service… that’s the great combination you will receive at First National Bank of Fort Smith. And it’s a combination that can put you behind the wheel of a new car, or help you enclose your carport to create a family room, add another bedroom, install the latest appliances in your home, or put that new boat in your garage. See us today for loans that meet the needs of your personal borrowing requirements, including:

  • FHA, VA, Conventional loans and RD loans, with repayment terms individually tailored to meet our customers' needs, are what we offer.

  • Automobile loans (new and used)

  • Recreational vehicles (motor homes, travel trailers, campers, boats, motors, trailers, motorcycles, etc…)

  • Home Improvement loans

  • Home Equity Loan

  • Home Equity Line of Credit

  • Personal loans

  • Financial Counseling


Complete Your Consumer Loan Application»

Complete Your Consumer Real Estate Application»

Mortgage Loans


For most of us, getting a home mortgage is a big deal. At First National Bank of Fort Smith, we recognize that, and we’ve tried to make it as easy as possible.


First of all, we give quick service. No one wants to be kept waiting longer than absolutely necessary for an answer about something so important.


Second, we offer competitive rates on a variety of home mortgage loans as you can find. Repayment terms are individually tailored to meet our customers’ needs. We take great pride in being flexible enough to respond to our customers, the market, and to the economy.


Then there’s convenience. When First National Bank of Fort Smith made a commitment to mortgage lending years ago, we also made a commitment to making everything easy.


Apply Online»

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To apply for a First National Bank home loan, visit us at any of the following locations:



Downtown Branch »


Amy Abbott

Chaffee Crossing »


Cheri Douglas


Cornerstone Branch »


Jennifer McConnell-McAlister