There is no monthly charge for the use of your card, either through a merchant that accepts Visa®, or a First National Bank of Fort Smith, Citizens Bank and Trust, National Bank of Sallisaw, or First National Bank of NWA ATM machine.
| Main Downtown Branch 602 Garrison Ave Fort Smith, AR 72901 |
Midland Blvd Branch 2000 Midland Blvd Fort Smith, AR 72904 |
Grand Ave Branch 2727 Grand Ave Fort Smith, AR 72901 |
Central Mall Branch 5201 Rogers Ave Fort Smith, AR 72903 |
Stonewood Village Branch 7410 Rogers Ave Fort Smith, AR 72903 |
| Cornerstone Branch 3515 Old Greenwood Rd Fort Smith, AR 72903 |
Phoenix Village Branch 800 Phoenix Ave Fort Smith, AR 72901 |
Brooken Hill Branch 9300 US-71 Fort Smith, AR 72901 |
Chaffee Crossing Branch 8225 Zero St Fort Smith, AR 72903 |
Charleston Branch 225 E Main St Charleston, AR 72933 |
| Greenwood Branch 311 East Center St Greenwood, AR 72936 |
Lavaca Branch 400 W Main St Lavaca, AR 72941 |
Roland Branch HWY 64 AT TAYLOR RD. Roland, OK 74954 |
ATM Location Only 4300 South Zero St Fort Smith, AR 72901 |
ATM Location Only 535 North Waldron Rd Fort Smith, AR 72903 |
| ATM Location Only 2513 Market Trace Fort Smith, AR 72908 |
ATM Location Only 307 Fort Street Barling, AR 7292 |
