Welcome to the First National Bank of Fort Smith
First National Bank

First National Bank of
Fort Smith
P. O. Box 7
Fort Smith, Arkansas 72902

Tel: 479-788-4600 (Call Center)
Call Center Hours:
     7:00 a.m. - 7:00 p.m. Mon-Fri
     9:00 a.m. - 2:00 p.m. Sat


This option is available thru your Online Banking Service.

     7:00 a.m. - 7:00 p.m. Mon-Fri
     9:00 a.m. - 2:00 p.m. Sat

1-866-546-8273 (After Hours)

Personal Trust Administration

In the area of personal trust administration, First National Bank can serve as trustee for the following types of trust accounts:

Living Trusts
A living trust is operative during the lifetime of the person who establishes the trust; this person is also known as the settlor. A living trust is revocable during the lifetime of the settlor, is flexible and can be tailored to fit the style, preferences and degree of involvement desired by the settlor. It can also be used as standby protection should the settlor become ill or otherwise incapable of handling their personal finances. The living trust can also be used in conjunction with a will for the dispositions of assets after death, thereby avoiding the necessity of probate proceedings.

Testamentary Trusts
A testamentary trust is established by the terms of a will for the benefit of remaining loved ones. The terms of such a trust can be molded to the desires and the intent of the testator, i.e. the deceased. Additionally, a testamentary trust can serve as a valuable planning tool for minimizing estate taxes.

Insurance Trusts
A trust composed partly or wholly of life insurance policies on the life of the settlor which, if it is irrevocable and contains certain provisions, can provide for life insurance proceeds at the death of the settlor which are not included in the settlor's estate.

Trusts for Minors

Trusts for minors includes Section 2503(b), 2503(c) and Uniform Gifts to Minors

Charitable Foundations and Trusts


First National Bank of Fort Smith. All Rights Reserved. Equal Housing Lender