Welcome to the First National Bank of Fort Smith
First National Bank

First National Bank of
Fort Smith
P. O. Box 7
Fort Smith, Arkansas 72902

Tel: 479-788-4600 (Call Center)
Call Center Hours:
     7:00 a.m. - 7:00 p.m. Mon-Fri
     9:00 a.m. - 2:00 p.m. Sat


This option is available thru your Online Banking Service.

     7:00 a.m. - 7:00 p.m. Mon-Fri
     9:00 a.m. - 2:00 p.m. Sat

1-866-546-8273 (After Hours)

Investment Management

The investment management process in the Trust Department at First National Bank of Fort Smith
is characterized by the following:

Individualized Process
For each account, an individualized investment policy statement is developed after taking into consideration the objectives and constraints of the account. This policy provides a "blueprint" for the construction of the account's portfolio. The investment policy is reviewed on a periodic basis and adjusted as circumstances dictate.

Emphasis on Appropriate Asset Allocation
The end result of the investment policy process is a target asset allocation, or the relative percentages allocated to each asset class such as stocks, bonds, cash, etc. We view this as critical, since research has shown that over 80-90% of investment results can be attributed to the asset allocation decision, with the remainder attributable to security selection and market timing.

Long Term Focus
Our approach is a long-term approach; we do not subscribe to the current fads or chase last quarter's best performer.


First National Bank of Fort Smith. All Rights Reserved. Equal Housing Lender