First National Bank
First National Bank of Fort Smith
P. O. Box 7
Fort Smith, Arkansas 72902
Tel: 479-788-4600 (Call Center)
Call Center Hours:
7:00 a.m. - 6:00 p.m. Mon-Fri
9:00 a.m. - 2:00 p.m. Sat
P. O. Box 7
Fort Smith, Arkansas 72902
Tel: 479-788-4600 (Call Center)
Call Center Hours:
7:00 a.m. - 6:00 p.m. Mon-Fri
9:00 a.m. - 2:00 p.m. Sat
Investment
Management
The investment management process in the Trust Department at First National Bank of Fort Smith
is characterized by the following:
Individualized Process
For each account, an individualized investment policy statement is developed after taking into consideration the objectives and constraints of the account. This policy provides a "blueprint" for the construction of the account's portfolio. The investment policy is reviewed on a periodic basis and adjusted as circumstances dictate.
Emphasis on Appropriate Asset Allocation
The end result of the investment policy process is a target asset allocation, or the relative percentages allocated to each asset class such as stocks, bonds, cash, etc. We view this as critical, since research has shown that over 80-90% of investment results can be attributed to the asset allocation decision, with the remainder attributable to security selection and market timing.
Long Term Focus
Our approach is a long-term approach; we do not subscribe to the current fads or chase last quarter's best performer.
The investment management process in the Trust Department at First National Bank of Fort Smith
is characterized by the following:
Individualized Process
For each account, an individualized investment policy statement is developed after taking into consideration the objectives and constraints of the account. This policy provides a "blueprint" for the construction of the account's portfolio. The investment policy is reviewed on a periodic basis and adjusted as circumstances dictate.
Emphasis on Appropriate Asset Allocation
The end result of the investment policy process is a target asset allocation, or the relative percentages allocated to each asset class such as stocks, bonds, cash, etc. We view this as critical, since research has shown that over 80-90% of investment results can be attributed to the asset allocation decision, with the remainder attributable to security selection and market timing.
Long Term Focus
Our approach is a long-term approach; we do not subscribe to the current fads or chase last quarter's best performer.