Welcome to the First National Bank of Fort Smith
First National Bank

First National Bank of
Fort Smith
P. O. Box 7
Fort Smith, Arkansas 72902

Tel: 479-788-4600 (Call Center)
Call Center Hours:
     7:00 a.m. - 7:00 p.m. Mon-Fri
     9:00 a.m. - 2:00 p.m. Sat


REPORT A CARD LOST/STOLEN:

This option is available thru your Online Banking Service.

479-788-4600
     7:00 a.m. - 7:00 p.m. Mon-Fri
     9:00 a.m. - 2:00 p.m. Sat

1-866-546-8273 (After Hours)

Agency Accounts

Agency accounts differ from trusts in that title to the assets in the agency does not pass to the trustee, but remains in the name of the owner of the property, who is referred to as the principal. First National Bank of Fort Smith offers two types of agency accounts - managed agency accounts and custodial agency accounts.

Managed Agency Accounts
By opening a managed agency account in our Trust Department you can receive the exact type of professional asset management that our trust beneficiaries receive without the necessity of a trust. Has your investment portfolio been tailored to achieve your specific investment objectives? Does your investment strategy take into consideration your risk tolerance, time horizon, tax situation and liquidity needs? Have your investment decisions been governed by a proven investment discipline? Has your investment portfolio been properly diversified to avoid unnecessary risk? The Trust Department, through our agency accounts, can insure that all of these essential elements of your investment program have been addressed and you can rest assured that a proven long term investment discipline has been tailored to your specific needs.

Custodial Agency Accounts
By opening a custodial agency account in our Trust Department you can experience security and simplification by consolidating most, if not all, of your assets into a single account. Just think, one tax report as opposed to 10 or 15! Someone you can trust to account for your assets, collect the income, pay your bills, insure tax and insurance payments are made in a timely manner and provide many other services. The investment of these funds are directed by you. However, you would enjoy the reduced commissions and better pricing that the Trust Department receives due to its institutional relationship with some of the world's largest brokerage firms. We see this account as being a stepping stone to other types of accounts that we offer i.e. Managed Agency or Living Trust.

First National Bank of Fort Smith. All Rights Reserved. Equal Housing Lender