Lending Services

Home Loans
We offer quick service and competitive interest rates on a wide variety of home mortgage loans. FHA, VA, and Conventional loans, with repayment terms individually tailored to meet your needs.

We also offer home equity lines of credit*, giving you the ability to use the equity in your home for home improvements, debt consolidation, tuition costs, or any other financing need you might have. The home equity line gives you the ability to easily access the money you need when you need it. We offer the home equity line of credit with multiple repayment options at competitive rates, and the interest you pay may be tax-deductible. All with low closing costs! Online Loan Application.

* Minimum loan amount: $10,000. Minimum draw amount: $500.00. Loan term is 36 months. No application fee or appraisal cost. Property and/or Hazard Insurance required. Normal fees apply for title work, flood insurance, and recording fees. Subject to credit approval and secured by primary residence with a maximum of 90% loan to value (including 1st and 2nd mortgages). Owner occupied single family residential real estate only. Consult your tax advisor regarding deductibility of interest.

First National Bank of Fort Smith offers automobile, vacation, boat, debt consolidation and home equity loans. Please stop by and see us at one of our convenient locations or complete our Online Loan Application form now.

First National Bank of Fort Smith offers Home Mortgages through our affiliation with Citizens Bank of Van Buren! Now you can come to either our Downtown or to our Cornerstone branch and complete the necessary paperwork to apply for your home mortgage.  Click here to find out more!