First National Bank of Fort Smith

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First National Bank

First National Bank of Fort Smith
P. O. Box 7
Fort Smith, Arkansas 72902

Tel: 479-788-4600 (Call Center)
Call Center Hours:
7:00 a.m. - 6:00 p.m. Mon-Fri
9:00 a.m. - 2:00 p.m. Sat

Home Mortgage

For most of us, getting a home mortgage is a big deal.
At First National Bank and Citizens Bank & Trust, we recognize that, and we've tried to make it as easy as possible.

First of all, we give quick service. No one wants to be kept waiting longer than absolutely necessary for an answer about something so important.

Second, we offer competitive rates on a variety of home mortgage loans as you can find anywhere. FHA, VA and Conventional loans, with repayment terms individually tailored to meet our customers' needs, are what we offer. We take great pride in being flexible enough to respond to the market, to the economy and to our customers.

Then there's convenience. When Citizens made a commitment to mortgage lending some years ago, we also made a commitment to making everything easy. To get a Citizens home loan go to any of the following locations:
The Main office in Cloverleaf Plaza or the Northridge Branch (both in Van Buren)
First National Bank's Main Building in downtown Fort Smith
First National Cornerstone Branch, 3515 Old Greenwood Road

*The Annual Percentage Yield (APY) on the quoted above is based upon interest added back to the account balance on a monthly basis (with the exception of IRA's and $1,000.00 CD's, interest is paid at maturity.) The APY assumes that the initial deposit and interest will remain on deposit for one (1) year. Withdrawal of interest earned will reduce the APYs. Substantial penalty for early withdrawal. Interest Rates are subject to change without notice. Variable Rate CD's may change after the account is opened. On Checking and Savings Accounts, Service Charge fees could reduce the earnings.

Opening Balance Requirements; Checking $100.00, Savings $25.00, CD's $1,000.00, IRA's No Minimum. For further information, please see an account representative.