Welcome to the First National Bank of Fort Smith
First National Bank

First National Bank of
Fort Smith
P. O. Box 7
Fort Smith, Arkansas 72902

Tel: 479-788-4600 (Call Center)
Call Center Hours:
     7:00 a.m. - 7:00 p.m. Mon-Fri
     9:00 a.m. - 2:00 p.m. Sat


REPORT A CARD LOST/STOLEN:

This option is available thru your Online Banking Service.

479-788-4600
     7:00 a.m. - 7:00 p.m. Mon-Fri
     9:00 a.m. - 2:00 p.m. Sat

1-866-546-8273 (After Hours)

Checking Accounts

First National Bank of Fort Smith makes everyday banking an easy task. With a wide range of checking accounts suitable for all needs, a knowledgeable staff and friendly customer service, we can help you achieve your goal of opening the right checking account for you. For complete details regarding our many products and services please email us or contact us today.

Notice: email is not secure and may be intercepted by unauthorized individuals or entities. Never transmit any confidential personal or financial information via e-mail.

Visit the E.D.I.E. (Electronic Deposit Insurance Estimator) website to find out if you have adequate deposit insurance for your account.

Checking Accounts

 

@First
Checking

Ultimate

Prestige
Platinum(1)

HSA(2)

Opening Deposit

$50

$50

$50

$50

$25(3)

Monthly
Requirements

None

None

$5,000
balance

$1,000 balance or meet Rate Requirements

$5,000
balance

Monthly Fee
(If monthly requirements are not met)

$0

$6.00 Single
$8.00 Family

$10

$10

$2

Earns Interest(4)

No

No

Yes

Yes

Yes

Free Debit Card

Yes(5)

Yes(5)

Yes(5)

Yes(5)

Yes(5)

Online, Mobile, Phone and Text Banking

Yes

Yes

Yes

Yes

Yes

Online Bill Pay

$ .50 per  
transaction

Free with
eStatements or $ .50 transaction with paper
statements

FREE

$ .50 per  transaction

$ .50 per  transaction

Unlimited Check
Writing

Yes

Yes

Yes

Yes

Yes

Money Orders & Cashier’s Checks

Published Price

FREE

FREE

Published
Price

Published
Price

Paper Statement

$3.00

$3.00

FREE

$3.00

FREE

eStatements

Yes

Yes

Yes

Yes

Yes

Benefits

No

Yes(6)

Yes(6)

No

No

Save the Change Rewards

Yes

Yes

Yes

Yes

No

Debit Card
Rewards

Yes(7)

No

No

No

No

Mobile Safeguard

$3.95(8)

No

No

No

No

Additional Features

Mobile Safeguard Plus(9)

 

Bank Escorted Group Travel

 

 

 

1) 50 Years and Over.
2) A tax-exempt trust or custodial account established exclusively for the purpose of paying qualified medical expenses. All expenses must be qualified under Section 213 (D) of the Internal Revenue Code. To qualify, you must be covered by a Qualified High Deductible Health Plan (HDHP), You cannot be covered by a health plan other than a HDHP, you cannot be enrolled in Medicare and you may not be claimed as a dependent on another person’s tax return.
3) One time Set-Up Fee of $15.00. Waived if health insurance is with B-H-C.
4) Interest Rate is established at the discretion of the bank. Interest rate and annual percentage yield may change. First National Bank uses the daily balance method to calculate the interest on your account. Interest will be credited to your account at the end of the statement period. Under Federal Law, the Bank may require written notice 7 days prior to an intended withdrawal.
5) See First National Bank Debit Card Application and Disclosure
6) LifeLock, Shopping, Travel & Entertainment Benefits, Health Benefit Discounts, and Security Benefits: $100,000.00 Common Carrier Insurance & $10,000 Accidental Death & Dismemberment Insurance Coverage. See certificate for further details.
7) With e-Statements on signature based transactions. See Debit Card Reward Brochure for details.
8) Additional Benefits to the @First Account : $10,000 Accidental Death Insurance, Emergency Travel Assistance Services, Identity Theft 911, Mobile Wallet powered by ATMSafe, Emergency Alerts, TrackUs, Geo Fencing Alerts and Phone Blocker.
9) Mobile Safeguard Benefits plus Phone Warranty Program available for an additional charge of $4.80 per smartphone or $3.75 per feature phone (Cell phone warranty billed separately).


First National Bank of Fort Smith. All Rights Reserved. Equal Housing Lender