Rates

as of: 05/14/2013

Fixed Rate - Certificate of Deposit	Minimum Balance	Interest Rate	*APY
90 TO 179 DAYS	$5,000	0.15%	0.15%
180 TO 364 DAYS	$5,000	0.20%	0.20%
1 YEAR	$5,000	0.25%	0.25%
2 YEAR	$5,000	0.35%	0.35%
3 YEAR	$5,000	0.50%	0.50%
90 TO 179 DAYS	$50,000	0.20%	0.20%
180 TO 364 DAYS	$50,000	0.25%	0.25%
1 YEAR	$50,000	0.30%	0.30%
2 YEAR	$50,000	0.40%	0.40%
3 YEAR	$50,000	0.50%	0.50%
Variable Rate - Certificate of Deposit	Minimum Balance	Interest Rate	*APY
1 TO 2 YEARS	$5,000	0.08%	0.08%
Checking	Minimum Balance	Interest Rate	*APY
Money Market Checking		0.05%	0.05%
Prestige Platinum Checking	LESS THAN $5,000.00	0.05%	0.05%
First Freedom Account	$5,000.00 AND OVER	0.10%	0.10%
Savings	Minimum Balance	Interest Rate	*APY
Regular Savings		0.05%	0.05%
Money Market Savings
And Heath Savings Account	LESS THAN $10,000	0.05%	0.05%
	$10,000.00 TO $24,999.99	0.10%	0.10%
	$25,000.00 TO $49,999.99	0.15%	0.15%
	$50,000.00 TO $99,999.99	0.15%	0.15%
	$100,000.00 AND OVER	0.20%	0.20%
Individual Retirement Account	Minimum Balance	Interest Rate	*APY
Variable Rate (1 Year Maturity)		0.33%	0.33%
Fixed Rate (1 Year Maturity)		0.30%	0.30%

*The Annual Percentage Yield (APY) on the quoted above is based upon interest added back to the account balance on a monthly basis (with the exception of IRA's, interest is paid at maturity.) The APY assumes that the initial deposit and interest will remain on deposit for one (1) year. Withdrawal of interest earned will reduce the APYs. Substantial penalty for early withdrawal. Interest Rates are subject to change without notice. Variable Rate CD's may change after the account is opened. On Checking and Savings Accounts, Service Charge fees could reduce the earnings. .
**Rates are subject to change without notice.