Please review the First National Bank of Fort Smith website Terms of Use. All access to and use of this website is governed by these terms. Entering into this website indicates that you have reviewed the website Terms of Use and have agreed to be bound by these terms.

DISCLAIMER
All information provided on this website is subject to change without notice. While efforts have been made to make this website helpful and accurate, due to the open nature of this website, and the potential for errors in the storage and transmission of digital information, First National Bank of Fort Smith does not warrant the accuracy of information obtained from this website. All materials posted on this site are "As Is" and no warranties are expressed or implied. First National Bank of Fort Smith disclaims all warranties including the implied warranty of merchantability and fitness for a particular purpose. First National Bank of Fort Smith does not warranty that functions contained on this site will be uninterrupted or error free, that defects will be corrected, or that this site or the server are free of viruses or other harmful components. First National Bank of Fort Smith does not warranty or represent the use of the materials on this site in terms of their correctness, accuracy, reliability, or otherwise.

ACCESS AND USE OF INFORMATION
Access to this website is limited to viewing the linked web pages solely for legitimate business purposes to access the information provided by First National Bank of Fort Smith. Any access or attempt to access other areas of the First National Bank of Fort Smith computer system or other information contained on the system for any purposes is strictly prohibited. You may not use any information contained on this website other than in connection with a legitimate business purpose.

TRADEMARKS
This website contains many First National Bank of Fort Smith and third-party trademarks and service marks. All marks are the property of their respective companies. All rights in the intellectual property contained in this website including copyright, trademarks, trade secret and patent rights are reserved. Access to this website does not constitute a right to copy or use any of the intellectual property of First National Bank of Fort Smith or its suppliers. Statutory notice contained herein represents trademark status in the United States.

HYPERTEXT LINKS
This Site may be linked to other sites which are not maintained by First National Bank of Fort Smith. First National Bank of Fort Smith is not responsible for the content of those sites. The inclusion of any link to such sites does not imply endorsement, sponsorship, or recommendation by First National Bank of Fort Smith of the sites. First National Bank of Fort Smith disclaims any liability for links: (i) from another website to First National Bank of Fort Smith; and (ii) to another website from First National Bank of Fort Smith.

COPYRIGHT
All materials contained on this Site are subject to the ownership rights of First National Bank of Fort Smith and its Partners. First National Bank of Fort Smith hereby authorizes you to make a single copy of the content herein for your use in learning about, evaluating, or acquiring First National Bank of Fort Smith services or products. You agree that any copy made must include the First National Bank of Fort Smith copyright notice. No other permission is granted to you to print, copy, reproduce, distribute, transmit, upload, download, store, display in public, alter, or modify the content contained on this Site.

SUBMISSIONS
All remarks, suggestions, ideas, graphics or other information communicated to First National Bank of Fort Smith through this Site will forever be the property of First National Bank of Fort Smith. Unless otherwise specified in writing or on the website, all material submitted to First National Bank of Fort Smith will be presumed to be public and First National Bank of Fort Smith will not be required to treat the information as confidential. First National Bank of Fort Smith shall have exclusive ownership of all present and future existing rights in the information, without compensation to the person sending the information.

THE INFORMATION WE COLLECT
First National Bank of Fort Smith may collect various types of information from site visitors. First National Bank of Fort Smith will collect transactional information from individuals, companies and organizations that use our website. The First National Bank of Fort Smith web server also collects general data pertaining to every Site Visitor, including the IP address, the domain name, the web page, the length of time spent on the Site, and the pages accessed while visiting the Site. This information is collected to, among other things, aggregate statistical information, facilitate system administration, and improve the content of the Site. First National Bank of Fort Smith may also retain the content of the communications that are sent to First National Bank of Fort Smith customer service representatives. This information helps First National Bank of Fort Smith to improve/respond to Visitors' inquiries regarding the Site.

SECURITY
First National Bank of Fort Smith places the utmost importance on protecting information transmitted via the Site and will take security precautions to protect all such information; however, First National Bank of Fort Smith cannot guarantee that any electronic commerce is totally secure. First National Bank of Fort Smith will take measures to secure and protect all customer-specific information from loss, misuse, and alteration.

UPDATES TO TERMS
First National Bank of Fort Smith reserves the right to modify or amend its Terms of Use at any time, and from time to time. Any changes to the policy will be posted on the Site.

GOVERNING LAW; LIMITATIONS
These Terms and Conditions shall be construed, interpreted and performed exclusively according to the laws of the State of Arkansas, United States of America. Any legal action with respect to any transaction must be commenced within one year after the cause of action has arisen. The provisions of the Uniform Commercial Code as adopted by the State of Arkansas shall apply.

QUESTIONS REGARDING TERMS OF USE
Questions regarding First National Bank of Fort Smith's Terms of Use should be directed to First National Bank of Fort Smith at service@fnbfs.com or Customer Service, First National Bank of Fort Smith, Fort Smith, Arkansas 72901, Phone: 479.782.2041.