First National Bank of Fort Smith

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First National Bank

First National Bank of Fort Smith
P. O. Box 7
Fort Smith, Arkansas 72902

Tel: 479-788-4600 (Call Center)
Call Center Hours:
7:00 a.m. - 6:00 p.m. Mon-Fri
9:00 a.m. - 2:00 p.m. Sat

Online Banking

It's like having a desk at the bank! Maybe even better,
because the bank is closed nights and Sundays.
From any computer with an internet connection you can
bank 24 hours a day, 365 days a year, through the magic
of Online Banking and your personal computer.
Click here to fill out an application for online banking and
you'll see why we say it's like having your own desk
at the bank!

Log in Now!

Don't have a user ID and PIN number yet?

Click here to fill out YOUR application for
Online Banking @fnbfs.com today!

Here's what you can do:

1. View Account Summaries	2. View Current and Previous Statements
3. View Checks and Deposits - the front and back of the items	4. Transfer funds between your selected FNB accounts
5. Download your transactions directly into your Personal Financial Software	6. Pay bills directly through your PC to household and business suppliers

Frequently asked Questions and Answers:

How much does Online Banking Cost?
There are currently no monthly service charges or transaction fees for the Retail Online Banking service. The Bill Payment fee for personal customers is $5.95 per month, unlimited transactions and the first six months are free. Bill payment allows you to pay any company or individual within the United States. For businesses, the bill payment fee is $5.95 a month for the first ten (10) transactions, additional bill payment transactions are $0.50 each. Business customers also receive the first six months free. Bill payment is not available for cash management customers.

What accounts can I link to my Online Banking account?
All of your general banking accounts.

Can Online Banking accounts be shared?
For security reasons, we recommend that each user have a unique user name and password.

Can I transfer funds between my checking and savings accounts, and make First National Bank loan payments?
Yes, however savings withdrawals are governed by Federal regulations.

How far back can I obtain statement account information?
Four months.

What are the minimum software/hardware requirements?
Access to the internet with a browser that supports 128-bit secure encryption. We recommend using Internet Explorer 5.5 or higher, allowing you to take full advantage of all of the features of the FNB web site.
Downloads for Internet Explorer

What happens if my internet service provider is down?
Our 24-hour Information Line is available at 479-788-4670 or toll free at 866-788-4670 (AR and OK only).

What should I do if I forget or disable my user ID or password?
Contact our Account Services at 479-788-4600.

*The Annual Percentage Yield (APY) on the quoted above is based upon interest added back to the account balance on a monthly basis (with the exception of IRA's and $1,000.00 CD's, interest is paid at maturity.) The APY assumes that the initial deposit and interest will remain on deposit for one (1) year. Withdrawal of interest earned will reduce the APYs. Substantial penalty for early withdrawal. Interest Rates are subject to change without notice. Variable Rate CD's may change after the account is opened. On Checking and Savings Accounts, Service Charge fees could reduce the earnings.

Opening Balance Requirements; Checking $100.00, Savings $25.00, CD's $1,000.00, IRA's No Minimum. For further information, please see an account representative.