Lending Services
Home Loans
We offer quick service and competitive interest rates on a wide
variety of home mortgage loans. FHA, VA, and Conventional loans,
with repayment terms individually tailored to meet your needs.
We also offer home equity lines of credit*, giving you the ability
to use the equity in your home for home improvements, debt
consolidation, tuition costs, or any other financing need you might
have. The home equity line gives you the ability to easily access
the money you need when you need it. We offer the home equity line
of credit with multiple repayment options at competitive rates, and
the interest you pay may be tax-deductible. All with low closing
costs!
Online Loan Application
* Minimum loan amount: $10,000. Minimum draw amount: $500.00. Loan
term is 36 months. No application fee or appraisal cost. Property
and/or Hazard Insurance required. Normal fees apply for title work,
flood insurance, and recording fees. Subject to credit approval and
secured by primary residence with a maximum of 90% loan to value
(including 1st and 2nd mortgages). Owner occupied single family
residential real estate only. Consult your tax advisor regarding
deductibility of interest.
First National Bank of Fort Smith offers automobile, vacation, boat,
debt consolidation and home equity loans. Please stop by and see us
at one of our
convenient locations or complete our
Online Loan
Application form now.
First National Bank of Fort Smith offers Home Mortgages through our
affiliation with Citizens Bank of Van Buren! Now you can come to
either our
Downtown or to our
Cornerstone branch and complete the necessary paperwork to apply for
your home mortgage.
Click here to
find out more!